Terms & Conditions

Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Equicore. By accessing our website or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these terms in their entirety.

If you do not agree to these Terms and Conditions, you must immediately cease using our website and services. These terms supplement and work alongside our Terms of Service and Privacy Policy to govern your relationship with Equicore.

User Obligations and Responsibilities

Compliance with Laws

You agree to comply with all applicable federal, state, local, and international laws, regulations, and rules when using our website and services. This includes laws related to data privacy, intellectual property, consumer protection, and financial services. You are solely responsible for ensuring your use of our services complies with all applicable legal requirements.

Professional Conduct

You agree to conduct yourself professionally and ethically in all interactions with Equicore, our representatives, and other users. You will not engage in harassment, discrimination, defamation, or any other conduct that could be considered offensive, harmful, or inappropriate in a professional context.

Accuracy of Information

You represent and warrant that all information you provide to us is accurate, current, and complete. This includes information submitted through contact forms, registration processes, or during the course of any professional engagement. You agree to promptly update any information that becomes outdated or inaccurate.

Prohibited Conduct

You agree not to:

• • Use our services for any fraudulent, deceptive, or unlawful purpose
• • Impersonate any person or entity, or falsely represent your affiliation with any organization
• • Transmit any content that is unlawful, threatening, abusive, defamatory, or obscene
• • Interfere with or disrupt the operation of our website or the servers and networks connected to it
• • Attempt to gain unauthorized access to any portion of our website, systems, or data
• • Use any automated means to access our website or extract data without our written permission
• • Violate or infringe upon the intellectual property rights of Equicore or third parties
• • Attempt to reverse engineer, decompile, or discover the source code of our website

Confidentiality

During the course of any engagement or communication with Equicore, you may receive confidential information about our business, methodologies, or clients. You agree to maintain the confidentiality of such information and not to disclose it to third parties without our express written consent.

Liability Limitations and Warranties

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without any warranties of any kind, whether express or implied. To the fullest extent permitted by law, Equicore disclaims all warranties, including but not limited to:

• • Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• • Any warranty regarding the accuracy, reliability, or completeness of website content
• • Any warranty that our services will be uninterrupted, timely, secure, or error-free
• • Any warranty regarding results that may be obtained from using our services

Limitation of Liability

To the maximum extent permitted by applicable law, Equicore and its affiliates, officers, directors, employees, agents, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• • Loss of profits, revenue, data, or business opportunities
• • Business interruption or loss of goodwill
• • Costs of procurement of substitute goods or services
• • Personal injury or property damage resulting from website access or use

This limitation applies regardless of the legal theory upon which the claim is based, whether in contract, tort, negligence, strict liability, or otherwise, and even if we have been advised of the possibility of such damages.

Cap on Liability

In no event shall the total liability of Equicore to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing our website or services during the twelve months preceding the claim.

Information Disclaimer

The information provided on our website is for general informational purposes only and should not be considered professional financial, legal, or investment advice. Any reliance you place on such information is strictly at your own risk. We recommend consulting with qualified professionals before making any significant financial or business decisions.

Indemnification

You agree to indemnify, defend, and hold harmless Equicore, its affiliates, officers, directors, employees, contractors, agents, licensors, and suppliers from and against any and all claims, actions, demands, liabilities, losses, damages, judgments, settlements, costs, and expenses (including reasonable attorneys' fees) that arise from or relate to:

• • Your use or misuse of our website or services
• • Your violation of these Terms and Conditions
• • Your violation of any law, regulation, or rights of third parties
• • Any content or information you submit or transmit through our services
• • Your breach of any representations or warranties contained in these terms

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate fully with us in asserting any available defenses. This indemnification obligation will survive termination of these Terms and Conditions.

Legal Information and Dispute Resolution

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States, without giving effect to any principles of conflicts of law. You agree to submit to the personal and exclusive jurisdiction of the courts located within the United States for the resolution of any disputes.

Dispute Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms and Conditions or the breach, termination, or invalidity thereof, the parties agree to first attempt to resolve the matter through good faith negotiations. If the dispute cannot be resolved through negotiation within thirty days, either party may pursue formal legal proceedings.

Waiver of Class Actions

You agree that any proceedings to resolve disputes will be conducted on an individual basis and not as a class action, consolidated action, or representative action. You waive any right to participate in any class action against Equicore.

Severability

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable. If such modification is not possible, the invalid provision shall be severed from these terms, and the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and any other legal notices published on our website, constitute the entire agreement between you and Equicore regarding your use of our website and services. These terms supersede all prior or contemporaneous communications, agreements, and understandings, whether oral or written.

Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms and Conditions without our prior written consent. We may freely assign or transfer our rights and obligations under these terms without restriction. Any attempted assignment in violation of this provision shall be null and void.

Force Majeure

Equicore shall not be liable for any failure or delay in performing its obligations under these Terms and Conditions if such failure or delay is due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, civil unrest, government actions, labor disputes, telecommunications failures, internet service provider failures, or other similar events. During the period of such delay or failure to perform, our obligations shall be suspended to the extent affected by the force majeure event.

Modifications to Terms

We reserve the right to modify, amend, or update these Terms and Conditions at any time, at our sole discretion. When we make changes, we will update the "Last updated" date at the top of this page. If we make material changes that significantly affect your rights, we will provide additional notice through our website or by email.

Your continued use of our website or services after any changes to these Terms and Conditions constitutes your acceptance of the revised terms. If you do not agree to the updated terms, you must discontinue your use of our services immediately.

It is your responsibility to review these Terms and Conditions periodically to stay informed of any changes. We recommend checking this page regularly to ensure you understand the current terms governing your use of our services.

Survival of Terms

The provisions of these Terms and Conditions that by their nature should survive termination shall survive, including but not limited to provisions regarding intellectual property, disclaimers, limitations of liability, indemnification, governing law, and dispute resolution. Termination of your access to our services does not relieve you of obligations incurred prior to termination.